Your Universal Payment Profile
One link for every
way you get paid.
Connect your Bank Accounts, Crypto Wallets, and Payment Apps into one secure, shareable link. Zero coding. Zero fees.
Trusted by Creators
Powering payments for
Creators
Shops
Drivers
How it works
Paycilo isn't a new bank. It's a smarter way to share your existing account details. We simply remove the friction so you get paid faster.
Claim your Link
Example: paycilo.com/@chioma
Sign up and pick a unique handle. Connect your existing bank accounts or wallets.
Share it once
Stop typing out account numbers manually.
Paste your link on WhatsApp, Instagram, Invoices, or anywhere you do business.
Get paid directly
Money goes straight to your bank. No delays.
Customers tap your link, see your account details, and pay via their own bank app.
Built for everyday payments
From SMEs and freelancers to vendors and social media influencers,
Paycilo makes getting paid seamless.
Shops, Markets & Events
Perfect for receptions, busy market tables, or POS terminals. Display your QR code so customers can scan and pay while you pack their goods.
Design Card
Websites & E-commerce
Selling on Shopify, Wix, or WordPress? Create a custom payment widget in seconds. Embed it on your site to accept payments without fees.
Create Widget
Freelancers & Socials
One link for your WhatsApp status, Instagram bio, or invoices. Tie it to your phone number so clients never forget how to pay you.
Claim Handle
The only link your bio needs.
Stop telling customers 'DM for account details.'. Paycilo sits neatly in your bio and securely reveals your details only when they are ready to pay.
Whether you sell on Instagram, WhatsApp, or Vinted. Update your prices or switch banks instantly without ever changing the link in your bio.
Look professional. Send a branded Paycilo link to clients instead of texting raw bank account numbers. Secure, clean, and business-ready.
From market tables to mobile services. Flash your QR code to get paid instantly. Keep the queue moving without reading out numbers.
Manage block bookings and deposits easily. One link for all your students and clients to pay you.
lagos_thrift_store
Fashion & Style
₦ 15,000
Tap to buy
paycilo.com/@thrift
GiftCorner.ng
Online
Hi! I want the birthday package. How do I make the deposit?
Payment Link
paycilo.com/pay...
Dev_David
@david_codes
Frontend Dev 👨💻 | DM for gigs | Support my work 👇
paycilo.com/@david
Everything you need to know
No wallets, no holding funds, no fine print. Paycilo works alongside the banks and services you already trust to make getting paid seamless and secure.
No. The money moves directly from your customer's bank to your bank. We simply provide the secure identity layer to make the connection happen.
Not at all. Your Paylink opens in any browser (Chrome, Safari, etc.). Your customer sees your details, copies them, and pays using their own bank app. Zero friction for them.
No. Unlike posting raw details on your bio, Paycilo hides your sensitive banking information behind a "Pay" button. Details are only revealed securely to customers who have clicked to start a payment.
Never. Because the transfer happens through normal banking channels, the money settles instantly into your account. No waiting for withdrawals, no "pending" wallet balances.
Yes, the core Paylink features are free. In the future, we may introduce optional premium tools for power users, but the basic ability to receive money is forever free.
Yes. You can link multiple accounts (e.g., a business account for sales and a personal account for family) and choose which one is active, or let the sender choose where to pay you.
Engineered for every context.
Commerce happens everywhere. From the back seat of a taxi to the footer of a digital invoice. See how Paycilo provides the missing infrastructure for different professional workflows.
Vintage seller
Seller Rating
4.5
I was losing so much money on marketplace fees. Now, returning customers just check my bio link. They pay via bank transfer, I save the 10%, and they get a discount. Everyone wins.
Private Hire Driver
Driver Score
5.0
Passengers often ask to pay by transfer when they have no cash. I can't stop to read out numbers while driving. I stuck my Paycilo QR on the dashboard. They scan, pay, and get out. Keeps the job moving.
Podcast Host
Profile Rating
5.0
I didn't want a Patreon, I just wanted listeners to buy me a coffee if they liked the episode. My Paycilo link sits in my Twitter bio. It’s the easiest way to accept support.
Custom Joinery
Google Rating
5.0
For years, we lost 2.9% of every sale to payment gateways. On a £1,500 order, that hurts. We switched to Paycilo for direct bank payments. We saved enough in fees last year to upgrade our workshop tools.
Maths Tutor
Profile Rating
4.3
Managing payments for 15 students was a nightmare. Parents would ask 'What's your bank again?' every week. One permanent link solved it. I just send it on WhatsApp.
Web Developer
Profile Rating
4.0
Texting clients my Sort Code and Account Number felt so unprofessional. Now I just attach my Paycilo link to the invoice footer. It looks cleaner and clients actually pay faster.
Gadget Store in Ikeja
Google Rating
4.3
Customers don't like typing account numbers; they make mistakes. I put my Paycilo QR on the counter. They scan and pay. It makes my small shop feel like a big supermarket.
Web3 Developer
Trust Score
4.9
Sending long USDT wallet addresses to clients is stressful. One wrong character and the money is gone. Now I just send my Paycilo link. They copy the address perfectly every time. Zero anxiety.
Aso-ebi Coordinator
Profile Rating
4.0
Collecting money for wedding fabrics is headache. I linked the committee bank account to a dedicated Paycilo channel. All payments go there, so I don't mix it with my personal money.
Student in Leeds
Profile Rating
5.0
I bought concert tickets for our whole group upfront. Instead of texting everyone my bank details individually to get paid back, I just dropped my Paycilo link in the group chat. Sorted.
Digital Nomad
Profile Rating
5.0
I change countries and bank accounts often. Instead of emailing new details to every client when I move, I just update my Paycilo backend. The link they click remains exactly the same.
Free to start
Secure your unique
@handle today.
Don't let someone else take your business name. Create your professional payment link in seconds. No coding, no new bank account needed.
paycilo.com/
@your-name
Claim it
No monthly fees
Setup in 2 mins